Critical Illness Insurance in India & Critical Illness Insurance Policy

Critical Illness: Overview

The critical illness plan insures you against the risk of serious illnesses in return of a premium you pay for protection. This gives you the same security of knowing that a guaranteed cash sum will be paid if the unexpected happens and you are diagnosed with any one of these potential killers.

Sometimes a critical illness can mean a change in lifestyle with possibly a change of career, new home and car needs, in addition to help within the home or with the family.
Here's the opportunity to compare critical illness plans offered by various companies on .com.

Critical Illness: Coverage

Why is a Critical Illness policy so 'Critical' and where can you buy it?

A mediclaim policy is not a substitute to a critical illness policy. And, it is comparatively more expensive. ......

Insurance critical for 'critical illness'

Critical illness cover is provided by general insurance companies as individual policies whereas life insurers provide it as a rider attached to the life insurance policy. ......

What is the difference between a Health Insurance policy and a Critical Illness policy?

Though critical illness is a health plan, there are various differences between the critical illness plan and a health insurance plan. Read on to find out more. ......

What is the difference between a Critical Illness Rider and a Critical Illness Plan?

There are differences between a critical illness rider and a critical illness plan. Find out more about the similarities and the dissimilarities between the two. ......

Critical Illness: Exclusions

When does the Critical Illness plan not cover the illnesses?

Read on to know about the exclusions of the Critical Illness Plans. ......

I have a critical illness rider on my life insurance policy. Why do I need a separate health insurance policy?

The health insurance plan that includes the critical illness rider is a better bet than the life insurance policy that gives you the same benefit. ......

Critcal Illness Plan Exclusions

There are a few exclusions applicable in case of a critical illness health insurance plan. Find out more about these exclusion, read onn. ......

Decision-making Corner

Returns on Children's Money Back Policy vs. Inflation Calculator
Do the returns on my children's money back policy beat inflation?
Endowment vs. Whole Life Comparator
Use this comparator to compare a whole life insurance policy and an endowment policy.
Should I continue my money back policy?
This calculator tells you if you should continue paying the premiums towards your money back policy or surrender your policy, buy a simple term policy, and invest the surplus elsewhere.
Returns on Endowment Policy vs. Inflation Calculator
Do the returns on my endowment policy beat inflation?