I am interested in Taking Critical Illness policy. Will it be better to take a separate policy for this or adding a rider would be better. please suggest

Answer

If you take separate policy for critical illness, you need to renew it every year or after a specified time which ranges from 1-5 year. During renewal insurance company can deny renewal on account of changes in your health condition.

If you take critical illness as a rider it is fixed for the term of the base policy, so you don't have to worry about renewal.

Premium is almost same under both options, but compare both options on the basis of diseases covered. Choose the one which cover more number of diseases or provides cover for diseases occurred in your family history.


	36594	Iam 73 years old and want to have critical sickness cover for two years initially. I have und
	36507	Hello, I found your website very useful and it provided an in depth info on Insurance and I was
	36463	i am detected with pitituary microadenoma.. it is a benign condition and treatment can be delay
	36450	I need to buy critical illness plolict/rider. Please let me know about the varoius plans availa
	36374	Sir I am having 2lac endowment policy, 6 lac jeevan amrit (its like premium back term policy).B
	36331	Sir, My friend is 32 yrs old & presently holding a health insurance policy with NIA. 2 mont
	36318	I am having term Insurance Policy from aegon Religare with out critical illness rider. Now i wa
	35921	Sir, please tell me which Critical Insurance Policy in India covers maximum illnesses? Whioh i
	35798	I am 30 Yrs male I had my kidney transplant before 10 yrs I have normal life I want to know abo
	35764	how this varies from health insurance?how the money invested can be reclaimed?
	35762	How much premimium Insurnace Company will charge for Rs 10 L policy?
	35761	I wish to ask the clarification on National Insurnace Critical Illness (www.nationalinsurancein
	35675	I have TTK health Insurance from Company for 2 lakhs.If I need to take Critical Care Illness Pl

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I am interested in Taking Critical Illness policy. Will it be better to take a separate policy for this or adding a rider would be better. please suggest

Iam 73 years old and want to have critical sickness cover for two years initially. I have und

Hello, I found your website very useful and it provided an in depth info on Insurance and I was

i am detected with pitituary microadenoma.. it is a benign condition and treatment can be delay

I need to buy critical illness plolict/rider. Please let me know about the varoius plans availa

Sir I am having 2lac endowment policy, 6 lac jeevan amrit (its like premium back term policy).B

Sir, My friend is 32 yrs old & presently holding a health insurance policy with NIA. 2 mont

I am having term Insurance Policy from aegon Religare with out critical illness rider. Now i wa

Sir, please tell me which Critical Insurance Policy in India covers maximum illnesses? Whioh i

I am 30 Yrs male I had my kidney transplant before 10 yrs I have normal life I want to know abo

how this varies from health insurance?how the money invested can be reclaimed?

How much premimium Insurnace Company will charge for Rs 10 L policy?

I wish to ask the clarification on National Insurnace Critical Illness (www.nationalinsurancein

I have TTK health Insurance from Company for 2 lakhs.If I need to take Critical Care Illness Pl