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ICICI Prudential Life Insurance Co. Ltd

ICICI Prudential Life Insurance Company is a life insurance joint venture between ICICI Bank and Prudential plc, a financial services group based in UK.

The company began its operations in India in December 2000 with a capital base of Rs. 42.72 billion; 74 per cent stake with ICICI Bank and the remaining 26 per cent with Prudential plc. The company has over 2000 branches and 24 bancassurance partners.

Apart from the traditional life insurance products, ICICI Prudential also offers life, pension, retirement, and health insurance policies for NRIs. The company also given its customers to buy insurance online as well as pay online premiums.


6 Insurance product available
Endowment Insurance
  • Protection tool with savings option
  • Sum assured plus bonus accrued paid in the event of death of the insured or at maturity
  • With-profits plan that participates in the profits of insurer's life insurance business
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    Term Insurance
    • Pure risk cover plan with no survival benefit
    • Protection tool against the uncertainties of life
    • Cheapest life insurance product
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    Money Back Insurance
    • Provides life insurance covers for specified periods
    • Policy holder receives tax-free, fixed proportions of the sum assured at regular intervals or an option to re-invest
    • Policy holder receives lump sum payment on surviving maturity date
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    ULIP Insurance
  • Protection tool with an investment option attached
  • Policy holder can choose from funds such as equity, debt, bonds, or a combination
  • Insurers offer partial withdrawals options
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    Children Plan
    • Tool to plan for children's needs in the future - education, wedding etc.
    • Tool to ensure children's future plans are not compromised in the event of parent/guardian's death
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    • Provides for stable income in post-work life
    • Helps policy holder to remain financially independent post-retirement
    • Tool for systematic retirement planning
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