Royal Sundaram Alliance Insurance Co. Ltd.

Royal Sundaram Alliance Insurance Company Limited was the first private insurer in the country to be licensed post-privatization in 2001.

The company was the first to offer cashless hospitalization in India.

Royal Sundaram's insurance product portfolio is spread across the travel, health, home and home content, personal accident, and motor insurance sectors. Its also offers marine insurance. In its rural insurance portfolio, the company offers covers for pumpsets, tractors, and personal accident, apart from the usual home and home contents insurance.

5 Insurance product available


	Personal Accident Insurance

Family discount of 10% for insuring 3 or more people in a family
Worldwide cover
No medical examination required
Covers death, permanent total disability, and permanent partial disability

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	Householder Insurance

Covers house against fire and allied perils
Covers content of house against fire and burglary
Covers third party liability (insurer-specific)

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	Auto Insurance

Covers damages to own vehicle
Personal accident cover for insured, friends, paid driver, and occupants in car
Provides unlimited liability cover for third party death/injury claims

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	Travel Insurance

No medical examination
Direct settlement for in-hospital medical expenses abroad
Covers accidental death and disablement
Provides assistance in case of baggage and passport loss

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	Health Insurance

Covers out-patient treatment
Covers cashless hospitalization at network hospitals (insurer-specific)
Covers pre and post-hospitalization expenses
Coverage for pre-existing diseases

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