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Date : Oct 1, 2008

Question

Dear Sir, Iam suffering from Obsessive Compulsive Disorder(OCD)for last 4 years. taking medicines regularly. will this be a hinderance to take a mediclaim policy for me? please clarify. Thank you very much.

Answer

There shouldn't be a problem in taking a mediclaim, however any illness or hospitalisation that occurs due to this particular disorder will be excluded from your mediclaim, including the one you are already suffering from, and you may/may not be asked to pay higher premiums due to existing illness.

 

 

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