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Date : Nov 8, 2008

Question

I am 40 yrs,perfectly healthy,but my blood is Hep-B positive.My wife,37 yrs,also keeping well,is a mild diabetic.My father died 5 yrs ago due to liver cancer(He was also a Hep-B Positive case).Her father is a chronic diabetic case for the last 30 yrs.Elder son is 16 yrs and younger son 12 yrs,both in sound health. Suggest a family-floater plan and my doubts on hep-b and diabetis.

Answer

If you are looking to take a plan that covers your entire family then you should go for family floater as it covers the entire family under a single policy. Also you may consider individual mediclaim to know which one is better and best suit your needs check our health insurance comparator, it gives comparison of mediclaims and family floaters.

Hep-B and diabetes can be covered under pre-existing illness clause after a stipulated waiting period which you can check on the plan document since it is different for different companies.

 

 

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