Date : Feb 16, 2009

Question

i am48 years of age,my spouse 39and my moter 67 years of which is the suitable health policy active immediately from the date of signing the document

Answer

Each and every mediclaim policy will have a pre existing clause attached with the policy. No policy will cover you from the day it is taken. For your mother, Star Health has a policy named Red Carpet policy which will cover all her pre existing disease. But it is with Co pay. Other than the pre exiting the policy will cover all your illnesses from after the first month.

Please visit our health insurance comparator to know the options available to you. You can compare various plans offered by insurance companies and choose the plan which suits you the best.