I TOOK AN POLICY IN STAR HEALTH ALLIED INSURANCE COMPANY, A FAMILY OPTIMA POLICY. I ADMITTED MY WIFE IN TO THE HOSPITAL ON 31ST DAY OF COMMENCEMENT OF THE POLICY. MY CLAIM IS REJECTED STATING THAT CLAIM FALLS UNDER 30 DAYS CLAUSE, WHEN I ENQUIRED THAY SAID THAT THE DISEASE SYMPTOMS APPEARED WITH IN THE 30 DAYS OF COMMENCEMENT OF THE POLICY. CAN I GO TO CONSUMER COURT ? WHAT THE "IRDA" SAYS ABOUT IT ? IS THIS EXCLUSION CRITERIA ( 30 DAYS CLAUSE) IS SAME FOR ALL INSURANCE PROVIDERS ? PLASE LET ME KNOW. I WILLBE THANKFULL TO YOU IF GET ANSWERS FOR MY QUERIES. THANKING YOU, A M CHANDRASHEKHAR, ASST. PROFESSOR, MYSORE, KARNATAKA.

Answer

This 30 day criteria applies to all the mediclaim policy. Please report this issue to the Insurance Ombudsman. The detials of the same will be available on the official website of IRDA. The ombudsman will look in to the same.


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	36736	Sir, What is top up mediclaim plans. How it works. I have a medicalim polciy for 1 lackh. w
	36735	Hello Harsh, This is Prashant. I am looking for Health Insurance which also provide coverage i
	36734	I am 30 years old with a wiofe and 2 kids. My motly income is Rs.50000. How should I plan my
	36733	Dear Sir, I want to buy a mediclaim policy for my parents. My father is 66 years old. He has d
	36732	Dear Sir, I wish to take Mediclaim policy for my sister , who is spastic , pls let me know , h
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	36730	i wish to cover the educational loan is there any policy?
	36729	Hai, Iam in Dubai aged 37 and my Famiy(Wife 27 and Kid 1.5 Yrs) are in India.I want to go for
	36726	Hi i am an NRI and would like to get a Health Insurance for my parents. My mother is 58 yrs and
	36725	Hello, What is the upper age limit for health insurance in India. My parents are now covered b
	36715	for a family 4 member, elder one 40 yrs.
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I have a residential building in a village near chennai in tiruvalore Dist. Can I insure it.

I would like to know the best and convenient cashless mediclaim policy for a family of 2 adult

i am interested in the super top policy of United India which i got to know off on your site. H

i want to take a health insurance plan for family who also cover maternity, apollo have 1 but h

My self Sandip Bhattacharjee, I want to cash less health insurance for my mother age around 59.

Sir, I need to know about pension plan for my parents

hello sir, Am looking for a health insurance policy which has got a good reputation. what am

Hi, do you have a readymade comparison with all the providers for health insurance. second qu

I HAVE MEDICLAIM POLICY FROM NEW INDIA ASSURANCE COVERING EVERY PERSON INDVIDUALY CAN I CONVERT

we are 3 members in family me age 35 wife qge 27 child age 8 months kindly suggest me cheapest

I need a health insurance for my parents.Can i take two health insurance policy from same insur

Do we have any job safety insurance policies in India which take care of one's expenses in case

i want a policy for 2adult 32.30 and one child 3 years.including accdiental,health,maternity,cr

I have a mediclaim policy from Unitedindia insurance company. The TPA assign to me does not ha

I have a floater plan but my son is now major (19 years student). I want a health cover for him

I wanted to avail health insurance which covers pre and post hospitalisation expenses along wit

Sir, What is top up mediclaim plans. How it works. I have a medicalim polciy for 1 lackh. w

Hello Harsh, This is Prashant. I am looking for Health Insurance which also provide coverage i

I am 30 years old with a wiofe and 2 kids. My motly income is Rs.50000. How should I plan my

Dear Sir, I want to buy a mediclaim policy for my parents. My father is 66 years old. He has d

Dear Sir, I wish to take Mediclaim policy for my sister , who is spastic , pls let me know , h

Sir, I bought a health insurance policy from ICICI lombard for my parents a year ago (Healt

i wish to cover the educational loan is there any policy?

Hai, Iam in Dubai aged 37 and my Famiy(Wife 27 and Kid 1.5 Yrs) are in India.I want to go for

Hi i am an NRI and would like to get a Health Insurance for my parents. My mother is 58 yrs and

Hello, What is the upper age limit for health insurance in India. My parents are now covered b

for a family 4 member, elder one 40 yrs.

are there any policies that cover parents in law?

can a married woman gift health insurance to her parents?

Dear sir, I have mediclaim policy from Oriental Insurance co. i wanted to know that after my ma