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Date : Feb 16, 2009 Question I TOOK AN POLICY IN STAR HEALTH ALLIED INSURANCE COMPANY, A FAMILY OPTIMA POLICY. I ADMITTED MY WIFE IN TO THE HOSPITAL ON 31ST DAY OF COMMENCEMENT OF THE POLICY. MY CLAIM IS REJECTED STATING THAT CLAIM FALLS UNDER 30 DAYS CLAUSE, WHEN I ENQUIRED THAY SAID THAT THE DISEASE SYMPTOMS APPEARED WITH IN THE 30 DAYS OF COMMENCEMENT OF THE POLICY. CAN I GO TO CONSUMER COURT ? WHAT THE "IRDA" SAYS ABOUT IT ? IS THIS EXCLUSION CRITERIA ( 30 DAYS CLAUSE) IS SAME FOR ALL INSURANCE PROVIDERS ? PLASE LET ME KNOW. I WILLBE THANKFULL TO YOU IF GET ANSWERS FOR MY QUERIES. THANKING YOU, A M CHANDRASHEKHAR, ASST. PROFESSOR, MYSORE, KARNATAKA. Answer This 30 day criteria applies to all the mediclaim policy. Please report this issue to the Insurance Ombudsman. The detials of the same will be available on the official website of IRDA. The ombudsman will look in to the same. |
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| 36789 | Sir, I would like to inform you that I want a Health Insurnace policy for 72 year old female wi |
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| 36788 | Hi, I want to know which is good mediclaim or health insurance for my parents (age 52 and 46)? |
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| 36786 | DO ALL LIFE INSURANCE CO.'s CHARGE SERVICE TAX ON PREMIUM ? |
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| 36784 | We are a "Senior Citizen" couple, living in Noida. What is the best policy for us? |
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| 36780 | HI,I am looking for a health insurance policy, which covers maternity benifit as well. Kindl |
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| 36776 | Sir, i want to cover Dad age 58yrs, Mom age 48yrs, Wife 25yrs, Myself 28yrs. Amount Rs 500000/ |
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| 36775 | Dear Sir My annual income at present is 5.5 Lacs, i want to take some life,health and accident |
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| 36774 | Kindly suggest me a policy for my parents who are 52 and 51 years respectively. Preferbly it sh |
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| 36773 | Hi My name is Vidya. I'm currently residing in Sweden, and I'm looking to get a health insuran |
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| 36772 | hi i am 33 yrs old, married and have a s4 yr old son. i nd to take health insruance for my fa |
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| 36768 | Dear Sir I have taken a mediclaim policy from Bangalore office of oriental insurance when i |
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| 36767 | Do you think it makes sense to have critical illness policy and united india's super top up pol |
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| 36764 | I would like to take a health insurance, dental,eye |
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| 36763 | i want know about the policy which covers maternity also. |
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| 36760 | I have a residential building in a village near chennai in tiruvalore Dist. Can I insure it. |
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| 36759 | I would like to know the best and convenient cashless mediclaim policy for a family of 2 adult |
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| 36758 | i am interested in the super top policy of United India which i got to know off on your site. H |
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| 36757 | i want to take a health insurance plan for family who also cover maternity, apollo have 1 but h |
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| 36756 | My self Sandip Bhattacharjee, I want to cash less health insurance for my mother age around 59. |
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| 36755 | Sir, I need to know about pension plan for my parents |
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| 36754 | hello sir, Am looking for a health insurance policy which has got a good reputation. what am |
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| 36753 | Hi, do you have a readymade comparison with all the providers for health insurance. second qu |
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| 36752 | I HAVE MEDICLAIM POLICY FROM NEW INDIA ASSURANCE COVERING EVERY PERSON INDVIDUALY CAN I CONVERT |
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| 36751 | we are 3 members in family me age 35 wife qge 27 child age 8 months kindly suggest me cheapest |
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| 36750 | I need a health insurance for my parents.Can i take two health insurance policy from same insur |
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| 36747 | Do we have any job safety insurance policies in India which take care of one's expenses in case |
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| 36745 | i want a policy for 2adult 32.30 and one child 3 years.including accdiental,health,maternity,cr |
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| 36741 | I have a mediclaim policy from Unitedindia insurance company. The TPA assign to me does not ha |
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| 36738 | I have a floater plan but my son is now major (19 years student). I want a health cover for him |
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