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Date : Apr 24, 2009

Question

I have a floater plan but my son is now major (19 years student). I want a health cover for him that will cover him till 75/80 years with critical illnesses and diasblements covered even if he develops diseases later in life. Also the policy should be inflation proofed ie could start with 3/5 lacs and rises by 10% every year for next 60 years. Pls suggest the best way to achieve this.

Answer

Please visit our health insurance comparator to know which plans suits him the best. Take a policy which is renewable till lifetime. The policy will cover your child in case of any expenses arising in future other than the permanent exclusions once he satisfies the pre existing clause. The option to increase your sum assured is still not available in mediclaim policies. So for the time being whenever you feel the need to increase your sum assured, you need to buy a new policy.

 

 

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