Basic householders insurance FAQs

I live on rent; do I still need home insurance?

If you live on rent, you may not want to purchase insurance for the building. But what about your belongings? The householders' policy covers you for damage or loss of a whole range of household items, such as domestic and electronic appliances.

No. Homes used for business purposes are not covered under this policy. In such cases, you will need the Merchant Cover Plan to insure your office.