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Process of claiming under householders' policy

Do you know the procedure for making a householder's insurance claim work? Here's more about claim.

Apnainsurance.com Research Bureau

08 Jan 2008

The procedure to make a householders' insurance claim works like this:

1. Take necessary steps to minimize the loss/damage.

2. In case of burglary, inform the police immediately along with a list of items stolen and their approximate value.

3. Inform the insurance company by phone, fax, or in writing with details.

4. On informing the insurance company, a surveyor will be sent to your house for an on-site inspection. Extend full co-operation to the surveyor and provide the necessary documents to substantiate your losses.

5. You now need to submit a claim form at the insurance company.

6. The surveyor submits a report to the company, which processes it. On approval, your claims payment is sent to you.

See also:

Documents required to file claims

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