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Increased Living Expenses

Covers expenses incurred due to damage to home by fire and its allied perils, making it inhabitable.

Apnainsurance.com Research Bureau

07 Jan 2008

This householders' insurance section covers your expenses incurred due to damage to your home by fire and its allied perils, making it inhabitable. The costs covered include:

  • Cost of evacuation for you, your family, and domestic employees
  • Emergency medical treatment cost following injuries sustained during damage to the house
  • Cost of hiring furniture and other household goods
  • Cost of removing house contents
  • Emergency accommodation at hotel/guest house following damage to the house
  • Disaster emergency expenses such as daily food, clothing, and shelter following complete damage to house by fire, earthquake, flood, and storm perils
  • Mortgage discharge fees in the event of total loss of the house

See also:

Fire and Its Associated Perils
Burglary, Housebreaking & Other Perils
All Risks (Jewelry and Valuables)
Plate Glass
Breakdown of Domestic Appliances
Breakdown of Electronic Equipment
Pedal Cycle
Personal Accident
Public Liability Risk and Workmen's Compensation Risk

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