The insurance that your society offers provides, in all probability, a limited cover that just includes the structure of the building, not the contents of your home. A householders' policy will cover you against fire, burglary, breakdowns and other misfortunes for a varied choice of household items, such as domestic and electronic appliances, jewelry and valuables and so on.

See also:

Householders' Insurance - Exclusions

Duration of a householders' insurance policy

What happens on selling house under householders' insurance

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