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Royal Sundaram Alliance Insurance Co. Ltd.

Royal Sundaram Alliance Insurance Company Limited was the first private insurer in the country to be licensed post-privatization in 2001.

The company was the first to offer cashless hospitalization in India.

Royal Sundaram's insurance product portfolio is spread across the travel, health, home and home content, personal accident, and motor insurance sectors. Its also offers marine insurance. In its rural insurance portfolio, the company offers covers for pumpsets, tractors, and personal accident, apart from the usual home and home contents insurance.


5 Insurance product available
Householder Insurance
  • Covers house against fire and allied perils
  • Covers content of house against fire and burglary
  • Covers third party liability (insurer-specific)
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Personal Accident Insurance
  • Family discount of 10% for insuring 3 or more people in a family
  • Worldwide cover
  • No medical examination required
  • Covers death, permanent total disability, and permanent partial disability

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Health Insurance
  • Covers out-patient treatment
  • Covers cashless hospitalization at network hospitals (insurer-specific)
  • Covers pre and post-hospitalization expenses
  • Coverage for pre-existing diseases
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Auto Insurance
  • Covers damages to own vehicle
  • Personal accident cover for insured, friends, paid driver, and occupants in car
  • Provides unlimited liability cover for third party death/injury claims
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Travel Insurance
  • No medical examination
  • Direct settlement for in-hospital medical expenses abroad
  • Covers accidental death and disablement
  • Provides assistance in case of baggage and passport loss

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44.58 Lakh satisfied customers till Nov 2020
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