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LIC launches exclusive policy for women

LIC has launched a policy for women called Jeevan Bharati. It is a money-back policy with a term of 15 or 20 years.

Apnainsurance.com Research Bureau

01 Aug 2008

Insurance giant Life Insurance Co-operation Ltd (LIC) has launched an exclusive policy only for women called Jeevan Bharati. Essentially it is a money-back policy with a term of 15 or 20 years.

The policy, along with critical illness and accident benefit riders, also offers congenital disability benefit rider, which in turn guarantees 50 per cent payment of the rider's sum assured to the women policy holder if the policy holder gives birth to a congenitally disabled child. This benefit is offered on birth of two such congenitally challenged children during the term of the rider.

On maturity the balance sum assured (after payment of survival benefits already availed) is paid along with reversionary bonuses and final additional bonuses (if any). The policy is offered to women in the age group of 18-55 years and minimum sum assured is Rs. 50,000.

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