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Date : Sep 22, 2008


Hi,iam 33yrs, my wife is 32 yrs and as of now we have no kid...my present annual savings/investment details are as follows. 1. kotak MB policy of 1lac since 2001: 8250 premium/annum 2. max term policy 10lac since 2007: 3370 premium/annum 3. icicipru pensionsince 2004: 10000 premium/annum 4. reliance health (self+wife)2yrssince 2008: 7105 premuim for 2 yrs. 5. PPF since 2006 : 10000 per annum 6. ELSS MF since 2005: 60000 per annum. pls suggest do i have to increase my insurance part and or go for additional insurance of wife. my annuai income is 6lacs and i have no other liability (loans)as of now. i stay in a rented house in delhi..my parents are financialy independent and stay at native place.planing for a kid this year...kinldy suggest based on a 5 yrs time period


As per the details given by you, your insurance needs are taken care of. But still if you feel you want to calcualte your insurance needs, you can check our insurance planner calculator on our website to get the answer.

You have bought insurance as much as necessary, but we would advise you consider other investment options also. To make a strategic financial plan you have to consider Insurance needs, Investment strategy, Retirement planning and the last tax Planning for your self. All these planning can be done by a Certified Financial Planner (CFP) professional.



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