In the term insurance comparator, I found that Religare is offering term policies at a very low premium. There are some other insurers also which charge much less than the most recognised player LIC. Are all of them safe w.r.t. security issues, CLAIM SETTLEMENT ISSUES etc. and especially Religare since it has just started the operations.please help.

Answer

All insurance companies are regulated by Insurance Regulatory and Development Authority of India (IRDA). The laws govering to all insurance compaines are smilar. There is enough transparency in a private sector companies also and can have the same trust which you have in a private sector bank.


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