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Date : Apr 24, 2009

Question

I am 37 year old. My only son is just 5 months old. I want to have a corpus of around 25 lakhs after 18yrs so that we he attains 18 yrs, I can plan for his education. Pls suggest any insurance plan.

Answer

We would suggest you to get yourself adequate insurance. To know how much insurance do you need pleas visit our insurance planner calculator. Once you are adequately insured please invest the remaining amount in to mutual funds depending on your risk appetite. The benefit of mutual funds over insurance is that in case of insurance the charges are very high so ultimately the fund value is less. Whereas in case of mutual funds the charges are lower which results in higher fund value.

 

 

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