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Bharti AXA Life Insurance Company Ltd.

Bharti AXA Life Insurance is a joint venture of Bharti, an India business group with interests in telecom, agri business, and retail, and AXA, a leader in financial protection and wealth management.

Bharti has 74 per cent stake, with AXA taking the remaining 26 per cent. The company began its operations in December 2006 with offices in over 12 states. The company has its headquarters in Mumbai, India.

The company has life insurance policies and pension plans for individuals as well as groups.


4 Insurance product available
Term Insurance
  • Pure risk cover plan with no survival benefit
  • Protection tool against the uncertainties of life
  • Cheapest life insurance product
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ULIP Insurance
  • Protection tool with an investment option attached
  • Policy holder can choose from funds such as equity, debt, bonds, or a combination
  • Insurers offer partial withdrawals options
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    Money Back Insurance
    • Provides life insurance covers for specified periods
    • Policy holder receives tax-free, fixed proportions of the sum assured at regular intervals or an option to re-invest
    • Policy holder receives lump sum payment on surviving maturity date
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    • Provides for stable income in post-work life
    • Helps policy holder to remain financially independent post-retirement
    • Tool for systematic retirement planning
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