Shopkeepers Insurance Exclusions: Exclusions in Shopkeeper Insurance Policies and Riders

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Overview

If the actual value of the insured property at the time of loss under the fire is found to be greater than the sum insured chosen by you, the claim will be proportionally reduced.

Willful destruction of property by the following:

Damage or destruction caused by war perils
Wear and tear
Atmospheric conditions

Shopkeepers Insurance Exclusions: Basics

Neon or Glow Signs

Your shopkeepers' insurance will provide cover for loss or damage to the neon glow sign fixed in your premises. Check when and how. ......

Pedal Cycle Coverage

Have you ever heard of that your insurance policy will cover your pedal cycles? Here's when. ......

Electrical or Mechanical Appliances Breakdown

Provides cover for sudden and unforeseen electrical or mechanical breakdown of electrical or mechanical appliances such as air conditioners, refrigerators, photocopiers etc. ......

Shopkeepers Insurance Exclusions: Opinion

Electronic Equipment / Reinstatement of Data and Software

This provides cover against damage or loss for electronic equipments, such as computers, printers, fax, UPS etc. ......

Electrical or Mechanical Appliances Breakdown

Provides cover for sudden and unforeseen electrical or mechanical breakdown of electrical or mechanical appliances such as air conditioners, refrigerators, photocopiers etc. ......

Public Liability Risk and Workmen's Compensation Policy

You can get your shopkeepers' insurance policy to cover you against legal liability due to accidental bodily injury to third parties, accidental loss, or damage to third party property? There's more t ......

What is shopkeepers' insurance?

Did you know that shopkeeper's insurance covers your shop and its contents? ......

Decision-making Corner

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