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Under Insurance:

If the actual value of the insured property at the time of loss under the fire is found to be greater than the sum insured chosen by you, the claim will be proportionally reduced.


Willful destruction of property by the following:

  • Damage or destruction caused by war perils
  • Wear and tear
  • Atmospheric conditions

Shopkeepers Insurance Exclusions: Basics

  • Neon or Glow Signs
  • Pedal Cycle Coverage
  • Electrical or Mechanical Appliances Breakdown

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Shopkeepers Insurance Exclusions: Opinion

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Decision-making Corner

Term Insurance comparator
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Use the health insurance (Mediclaim) comparator to compare various Mediclaim plans as well as insurers as per your specifications.

Endowment vs. Whole Life Comparator
Use this comparator to compare a whole life insurance policy and an endowment policy.

Should I Continue My Whole life Policy?
Use this calculator to find out if you should continue your whole life policy or invest the premium amount saved in other avenues.

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