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Term insurance offers few of those advantages that you can't get with traditional life insurance policies. It has several benefits.

  • Term insurance is the cheapest form of insurance.
  • Select the length of the term for which you would like coverage, up to 35 years.
  • Payments are fixed and do not increase during your term period.
  • In case of an untimely death, dependents will receive the benefit amount specified in the insurance agreement.
  • You can customize term life insurance with the addition of riders, such as Child, Waiver of Premium, or Accidental Death.
  • Another popular feature of term insurance is return of premium. It is a little bit higher than your regular term life insurance. But they carry the benefit of refunding what you have paid for 100 percent.  

Term Insurance Benefits: Basics

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Decision-making Corner

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