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TATA AIG General Insurance Co. Ltd.

Tata AIG General Insurance Co. Ltd. is a general insurance joint venture between the Tata Group and American International Group, Inc. (AIG). The Tata Group holds 74 per cent stake in the insurance venture with AIG holding the remaining 26 percent.

The company started its operations in India on 22 January 2001, offering general insurance policies for motor, home, accident & health, travel, energy, marine, property and casualty, liability and specialized financial lines.

In January 2008, the company's capital base stood at Rs. 700 crore.


12 Insurance product available
Shopkeepers Insurance
  • Covers against fire and special perils, earthquake, and burglary
  • Compensates expenses of rent for alternative accommodation
  • Compensates loss of rent
  • Covers workmen compensation
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Secured Future Plan
  • Covers accidental death, dismemberment, paralysis, and permanent total disability
  • No medical examination required
  • 24-hour world-wide coverage
  • Provides guaranteed monthly income upto 20 years in case of accident
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Personal Accident Insurance
  • Covers death, permanent total disability, permanent partial disability, and temporary total disability
  • Cumulative bonus for claims-free years
  • Covers medical expenditure for bodily injury
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Householder Insurance
  • Covers house against fire and allied perils
  • Covers content of house against fire and burglary
  • Covers third party liability (insurer-specific)
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Hospital Care
  • Covers hospitalisation expenses due to accident
  • No medical examination required
  • 24-hour, world-wide coverage
  • Covers accidental death to the tune of 100 times daily hospital cash benefit
  • Double hospital cash benefit while admitted in intensive care unit

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Critical Illnes Insurance
  • Lumpsum benefit payable on diagnosis of critical illness
  • No medical examination required (Guaranteed Acceptance)
  • Nine major critical illnesses covered
  • Provides for taking another opinion on the first diagnosis of a critical illness

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  • Covers hospitalisation expenses due to sickness or accident
  • Reimbursement of day-to-day medical bills due to accidental injuries with or without hospitalization
  • Covers individuals between 18 and 59 years
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Auto Insurance
  • Coverage for partial loss and total loss arising out of accident, fire and allied perils, and theft
  • Discount (no-claim bonus) for claim-free years
  • Covers loss or damage to own vehicle
  • Covers third party property damage and third party bodily injury

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  • Accidental hospital cash benefit up to Rs.3000 per day up to 365 days
  • No medical examination required; guaranteed acceptance for the insured, spouse, and parents (if they are between 18 and 75 years)
  • Cover for accidental death up to Rs. 500,000
  • 24-hour world-wide coverage
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Travel Insurance
  • Covers against lost baggage, passport, personal accident
  • Covers hospitalization while traveling abroad
  • Covers personal accident while traveling abroad
  • Covers personal liability while traveling abroad
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Hospital Cash Insurance
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Mediclaim Insurance
  • Covers out-patient treatment
  • Covers cashless hospitalization at network hospitals (insurer-specific)
  • Covers pre and post-hospitalization expenses
  • Coverage for pre-existing diseases
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44.58 Lakh satisfied customers till May 2021
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