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I already have a health insurance policy. Should I still buy a life insurance policy with the riders?

The Critical Illness Benefit rider could help cover your financial losses, while the Hospital Cash Benefit rider could help with your expenditure while you recuperate.

04 Dec 2008

A health insurance policy covers you for hospitalization costs and post hospitalization for three months. Consider for a moment the enormous medical costs that you might have to incur if you suffered a major injury or were suddenly stricken with a life-threatening illness. The health insurance policy could take care of your hospitalization costs but what about the loss of income? The Critical Illness Benefit rider could help cover your financial losses, while the Hospital Cash Benefit rider could help with your expenditure while you recuperate.