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Date : Jun 7, 2008 Question How will my CIBIL score calculated ? I had 4 very great accounts out of 6 and for 2 I paid the complete outstanding balance after 3 years. These two have 0 balance now. Till date I had 1. Auto loan (Paid off in full) 2. Personal loan (Paid off in full) 3. Education loan (Paid off in full) 4. Two credit cards - Running fine (issued in 2003 and 2004 resepectively) 5. One credit card HSBC issued 1999 used upto 2001. Settled in 2004 Oct , Paid all outstanding in 2008 Feb, Now it is 0 balance 6. One credit card SCB issued 1996 used upto 2001. Settled in 2002 Oct , Paid all outstanding in 2008 Feb, Now it is 0 balance Kind Regards Gaurav Chakraborty Answer
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