Home   >>    Articles   >>    Historical Queries   >>     Bank Grievance   >>    19701-sanction-housing-loan-IDBI-10-lac-only-lac
44.58 Lakh satisfied customers till Oct 2020
Get Loan Offers
Instant Home Loan Offers Instant Car Loan Offers Instant Personal Loan Offers
Instant Loan against Property Offers Instant Education Loan Offers Instant Credit Card Offers

Search Queries related to...

Did not get what you were looking for? Ask an Expert

Ask An Expert

Date : Feb 18, 2009


Dear Sir, I have got sanction of housing loan from IDBI for Rs 10 lac, but had only got Rs 8 lac disbusred. This happened in the year 2002. My EMI of about Rs9000/- pm started in the year 2002 and I paid till 2003 end. Thereafter I could not pay and again started paying Rs 10747/- pm as I was asked to pay by IDBI. Till last dec 08 I was paying the EMI, the latest being Rs 11,245/- pm. Now when my friend went to deposit the cheques, they have refused to take the same and said that I need to pay Rs 3 lac which I had not paid during the default period of 2003-2004, failing which the possesion of the house would be taken. Kindly advise as to what I need to do, otherthan pay Rs 3 lac, as I have been paying Rs 10747/- pm against a loan of Rs 8 lac. If I pay Rs 3 lac, will the bank return excess amount charged ( ie rs 10747- Rs 9000) over the last 5 years or will it get adjusted against the loan tenor. Kindly advise.


Since you have defaulted on the loan, the bank may charge extra interest and if the loan is not settled, the bank may also take possession of the property.  Read a related article: Loan defaults, what happens next?




Sir, I have booked flat and Home loan also disburshed. Slot of payment is decided as per start


i have taken a housng loan from IDBI bank for purchasing an apartment. The apartment is not com


I have received the information from cibil saying that my name comes in bank of baroda defaulte


I have homeloan from ICICI, recently they reduced the interest by 1% and upon my call to custom


Sir , for how hong consumer will be in CIBIL and can apply for any loan or credit card


Dear Sir My name is appearing in CIBIL so if i have to go for home loan transfer will this crea


Thank u for ur reply to q25084. But my main querry is whether SBI can change the fixed rate uni


I had taken a home loan from SBI @ 8% Fixed Rate Option. But now in the Interest Accrued Certif


My approved loan amount is 2172000 for an underconstruction property from HDFC for which I have


My name appeared in the CIBIL list with remarks undisclosed Credit card dues. A copy of the sam


Sir, i have been requesting my Bankers PNB to provide me with a loan amortisation schedule ever


Sir, I am also a victim of CIBIL. I have applied for a home loan from SBI and with great diffic


ING vysya bank offered me competative rate at the time of sanction of loan i.e.comparable to na


Hi , I have a home loan with icici bank, I am planning to move to SBI after two years due to hi


Is there any bank in India that offers home loan to two sister? Iam 23yrs and my sister is 24yr


Respected Sir / Madam, My name is MANAV M SHAH, i am from CHENNAI. I have obtained a p


hello sir, my frend applied for loan,it got rejected as they r saying ur name is in cbil,this h


Sir, I've a Home Loan with ICICI, which I've been paying since more than 2yrs. Recently applied


Dear Sir, I have applied for a home loan with SBI. In my cibil report there were 2 entries . On


Dear Sir, I have purchased the Apartment in resale building, where I have paid the 25% amou


Respected sir, i'm ranjth reddy from hyd,A.P.sir my father took a lorry in 2005 with


Hi I have applied for home loan in IDBI bank, they have said that it is sanctioned and the CIB


Dear sir i am looking for a loan amt Rs.500000 for tenure of 10yrs.so please help me from where




Sir, request you to guide me on how to access my credit report from CIBIL. I called their helpd


Sir, How can i know whether my name is there in CBIL defaults list or not?


sir, my salary is 1 lak/month, and i have taken 1 crore as personal loan from different banks.


Sir, Is pre closing my loan, bad? In CBIL, will it show poor?


sir, i have some personal loans and credit card. There are some defaults in credit card. So my


Dear Sir, i have taken a home loan with Deutsche Bank and the rate of interest now is 12.25 flo