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Date : May 10, 2008


I wish to bring out a company before you which is looting the consumers and the general public. And yet, no one is able to stop them from doing it. After all, they are doing it so legally My father took a loan of Rs 15000 from GE Money due to some financial emergency. After a few days, we got the letter from them in which, it was stated that, we will be charged at a whopping 43% interest Can you imagine? 43%. Yes, they have and they are doing it I felt very bad as it is a big loss and I immediately collected Rs 15000 from my relatives and went to close the account. On meeting them, they said that we can not close the account for 6 months. It was again such a fraud play. They would eat heavy interest in these 6 months and loot the consumers Helplessly, we paid 6 EMIs of Rs 1104 each. Thus, we had paid Rs 6624 And now, when we went to close the account, we were asked to pay Rs 15800. Yes, Rs 15800 for a loan of Rs 15000 for wh


Banks do not allow you pay the loan before six months. Banks charge a pre-payment penalty if you pay the loan before the loan tenure. All these conditions and interest rate are mentioned in the loan agreement. If you have signed the loan agreement then it is assumed that you agree with the terms and conditions. If it is not mentioned in the loan agreement and was not conveyed to you, you can make a complaint with the banking ombudsman on bankingombudsman.rbi.org.in




Sir; I have taken a home loan from North Kanara GSB bank ,Nallsopara west branch of Rs1.9laks a


Sir, I have booked flat and Home loan also disburshed. Slot of payment is decided as per start


i have taken a housng loan from IDBI bank for purchasing an apartment. The apartment is not com


I have received the information from cibil saying that my name comes in bank of baroda defaulte


I have homeloan from ICICI, recently they reduced the interest by 1% and upon my call to custom


Sir , for how hong consumer will be in CIBIL and can apply for any loan or credit card


Dear Sir My name is appearing in CIBIL so if i have to go for home loan transfer will this crea


Thank u for ur reply to q25084. But my main querry is whether SBI can change the fixed rate uni


I had taken a home loan from SBI @ 8% Fixed Rate Option. But now in the Interest Accrued Certif


My approved loan amount is 2172000 for an underconstruction property from HDFC for which I have


My name appeared in the CIBIL list with remarks undisclosed Credit card dues. A copy of the sam


Sir, i have been requesting my Bankers PNB to provide me with a loan amortisation schedule ever


Sir, I am also a victim of CIBIL. I have applied for a home loan from SBI and with great diffic


ING vysya bank offered me competative rate at the time of sanction of loan i.e.comparable to na


Hi , I have a home loan with icici bank, I am planning to move to SBI after two years due to hi


Is there any bank in India that offers home loan to two sister? Iam 23yrs and my sister is 24yr


Respected Sir / Madam, My name is MANAV M SHAH, i am from CHENNAI. I have obtained a p


hello sir, my frend applied for loan,it got rejected as they r saying ur name is in cbil,this h


Sir, I've a Home Loan with ICICI, which I've been paying since more than 2yrs. Recently applied


Dear Sir, I have applied for a home loan with SBI. In my cibil report there were 2 entries . On


Dear Sir, I have purchased the Apartment in resale building, where I have paid the 25% amou


Respected sir, i'm ranjth reddy from hyd,A.P.sir my father took a lorry in 2005 with


Hi I have applied for home loan in IDBI bank, they have said that it is sanctioned and the CIB


Dear sir i am looking for a loan amt Rs.500000 for tenure of 10yrs.so please help me from where




Sir, request you to guide me on how to access my credit report from CIBIL. I called their helpd


Sir, How can i know whether my name is there in CBIL defaults list or not?


sir, my salary is 1 lak/month, and i have taken 1 crore as personal loan from different banks.


Sir, Is pre closing my loan, bad? In CBIL, will it show poor?


sir, i have some personal loans and credit card. There are some defaults in credit card. So my