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Date : Dec 23, 2008 Question Hello Sir, Recently I got to know that a credit-card dispute has been going on between a bank and my father for last 10 years. As per the bank, my father had an add-on card on my name but there is no amount due on the add-on card. The dispute concerns only the primary card drawn on my father's name. Collection people are calling me and saying that even my name has been reported to CIBIL along with my father's as a defaulter. I am wondering if the banks has rights to report add-on card holders as defaulters to CIBIL and that too when nothing is due on add-on cardholder. Could this be true? Please advise. Thanking you in anticipation. Answer
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