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Date : Dec 27, 2008


Hi i want a personal loan,as i am working currently ,and i will be pursuing a part time course IT through NIIT ,HDFC has refused to give me a education loan ,they are saying to show a fixed deposit of the same amount which i am looking for loan , iam looking for 1,24,000.if i would have this much money to show ,why would i ask for a loan .Kindly tell me what should i do to get a loan


You can opt for a personal loan if tour income can justify the same. However, the interest rate on this loan is comparatively high and tenure comparatively low as compared to an education loan. There are alternatives of funding education without a loan.




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