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Date : Jul 25, 2009

Question

currently i am staying in kharghar on rent basis.I am looking for house in kharghar at Rs 1200000 1BHK as the person staying there have purchased house on loan basis.He want to sell house to me by transfering loan. I am not a resident of mumbai.What are the document needed for loan to get transferd to me.My income is 15000 p.m

Answer

Since you have taken a home loan at a floating rate of interest, it is anyways subject to change. You should explore the option of changing your home loan lender if you have maintained a good track record of repayment on the loan. Tax calculation can change the view on pre-payment. You can also check the 'Should I switch my loan' calculator on Apnaloan to check whether it makes sense to change the lender.

There are several steps in the home loan balance transfer process.

 

 

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