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Date : Jul 28, 2009

Question

I have let out my own house which is in the outskirts of the city and live in rented house inside the city. I have a housing loan on my house @ 12.42% fixed interest. Will I get refinance from other banks?

Answer

Since you have taken a home loan at a floating rate of interest, it is anyways subject to change. You should explore the option of changing your home loan lender if you have maintained a good track record of repayment on the loan. Tax calculation can change the view on pre-payment. You can also check the 'Should I switch my loan' calculator.

 

 

26154

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26151

want to know how much i get loan on 10000 is my pay?

26150

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26148

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26147

I am employ in private sector.My current salary after detection is Rs. 15000.I want the loan Rs

26146

Which banks offer joint home loans to brothers?

26140

Hello i am Abhishek from Noida. I have taken a home loan from LIC housing Cop. at a floating IR

26139

Dear Sir, I would like to buy a plot jointly with my 2 brothers. My self my elder brother are l

26137

I have a home loan from ING Vysya bank. This loan ws taken 2 years back. However, I had not tak

26136

I am working in Qatar for the last 6 month. This is the first time I am working outside India.

26135

i dont have money in my hand now, dreaming to purchase house in kalyan dist tahne state maharas

26130

I am Dy Manager in NHPC Ltd(A Govt of India Enterprise). I took a home loan to purchase Flat. T

26129

Hi, My Name Digesh M. Gathani My current property(Home) my Mom and my grand mom name. sell this

26127

Hi! I have a home loan of 20L with LIC (property cost: 25L). Apartment is under construction a

26123

Can bank provide home loan if I purchase the house from my own mother

26117

Sir, I am an NRI and would like to avial an construction loan for the property owned by me in b

26114

Dear Sir, Myself and my wife are owning a flat in joint name in which my wife is primary owner

26113

Sir, Can I show loss of income on the interest paid on loan of commercial property after deduc

26104

Hi Harsh, I am working in a IT company which gives variable pay on a quarterly basis.My home lo

26102

I have availed sbi spl happy jun hl>5-20l scheme homeloan of rs 1904000 for 180 months on 17

26092

Sir, CAn I take two loans on same property? If yes, any clause that I need to be aware of?

26090

am planning to buy a resale 1BHK,flat in Pune,deal value is 10 lacs but the property is 18 to

26084

a house is there in my Mom's Name.Can i get a loan for purchasing that house?.

26083

Can the Residence proof provide be the same as that of the home being considered for home loan.

26082

pls suggest me which bank will be overall economical for home loan of Rs 10.0 L for 20 years?

26078

Hi, I have taken home loan from SBI under Max gain scheme. My loan amount is 20 lacs for 14 yea

26068

I have purchased a property in an appartment. Only half portion of the aprtment building is app

26067

Sir ,I have taken a home loan from LIc ( 13 lacs) with the interest frate of 8.9% fixed for 3 y

26066

Sir, My husband and I bought a house 3 years back with joint-ownership and co-borrowers for its

26065

Sir, I am planning to buy a second house. I am currently paying the EMIs for the loan taken for