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Date : Aug 3, 2009

Question

Hello, I am interested in a property in Dongri village of Thane. This plase is 5 k.m. from Bhayander which is a bustling suburb. Its a plot which is Agricultural. One option is that is has to be converted into Non Agriculture or second option is that my dad is a farmer and her has a farmer certificate from kerala so can use that... My prime query is: 1) Can i get loan to buy the plot then to construct house immediately. 2) i would also require loan to construct as well. Am looking at 14 laks of total loan amount

Answer

You can get a home loan based on your income. However, you cannot get a home loan if the land is not NA.

 

 

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