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Date : Aug 3, 2009

Question

i had taken loan from icici bank@10.5%(floting basis).Now bank chargig EMI 11.5%but i heard icici offer loan29.25%.I CANT UNDERSTAND why bank charges high rate of interest.can u help me

Answer

Since you have taken a home loan at a floating rate of interest, it is anyways subject to change. You should explore the option of changing your home loan lender if you have maintained a good track record of repayment on the loan. Tax calculation can change the view on pre-payment. You can also check the 'Should I switch my loan' calculator on Apnaloan to check whether it makes sense to change the lender.

 

 

26065

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26063

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26062

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26058

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26049

hi sir this is swapna my hubby working as a ABM(area business manager ) for a medical company .

26041

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26040

dear sir,we are 2 brother and we are planing to buy 2bhk flat,should bank give loan jointly to

26039

I have let out my own house which is in the outskirts of the city and live in rented house insi

26033

Which banks offer home loans at fixed interest rate for the entire loan tenure?

26030

CAN WE AVAIL THE TAX BENEFIT INCASE WE HAVE AVAILED ONCE VIA HOME LOAN. iF YES, THEN HOW?

26029

SIR I AM PLANNING TO BUY A HOUSE IN NOTARY AREA CALLED JAGADIRGUTTA IN HYDERABD I WANT LOAN FAC

26028

I am Govt Employee my salary Rs. 29995.00 PM I want to know purchase a Home 30 meter Janta Situ

26027

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26022

Hi, If the govt reg price /sqf is 750 and the running market price is 3000 rs/sqft , can we sti

26020

I am buying a house in Noida on construction linked payment bank.My bank tells me that my pre E

26018

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26017

I would like to purchase a second hand house that is about a year old. What percent on the cost

26016

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26015

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26014

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26011

RESPECTED SIR/MADAM, WHAT IS THE PROCEDURE TO KNOW DIRECTLY OUR CIBIL REPORT BY OURSELF AS A CU

26010

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26002

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26000

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25999

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25998

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25993

What is the current best interest rate offered by any Bank in India for a loan below 20lakhs

25992

myself and my wife both are working. we have purchaged a house on joint name. we have taken fin

25991

Dear sir, Near to Bangalore International Airport, Devanahally, I have seen one layout and inte

25989

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