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Date : Aug 16, 2009


Sir, I wish to take a house in my fathers name and I shall be paying the home loan, my questions are, 1) Will I get any tax benefit 2) As I am paying the loan do I need to obtain NOC from other legal heirs to avoid any problems in future.


You can get a home loan based on your income. Your father will have to be a co-borrower to the said loan as he will be the sole owner of property. You will not be able to claim tax deduction benefits on gthe home loan if you are not the co-owner to the said property as well as a co-borrower to the said loan.




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