Home   >>    Providers   >>    Know Your Bank

HSBC Bank Credit Card

HSBC Bank offers international credit cards which include HSBC Gold and Classic credit cards. The card is widely accepted at over 18 million establishments worldwide and at over 100,000 establishments in India. The cards offer 100% discount on fuel surcharge. In addition, HSBC Bank offers free life insurance cover ranging from Rs 40000 to 20000 depending on the card. Cardholders receive special services like 24x7 personal, medical, and travel assistance.

Features

Card Name HSBC-Classic Card HSBC-Gold Card
Network Visa/Master Visa/Master
Joining Fee (in rupees) NIL NIL
Annual Fee (in rupees) 700 2000
Add On Card - Issue Fee Rs 350 Rs 1000
nterest Rate -on revolving Credit 44.25% p.a 44.25%p.a
Interest Rate -on Cash Withdrawal 44.25%p.a 44.25%p.a
Interest Rate - on Balance Transfer 0% interest rates for 3 month 0% interest rates for 3 month
Reward points 1 point for Rs 100 spend 1 point for Rs 100 spend
Surcharge on Fuel 0% 0%
Cash Withdrawal Fee 2.5% of the transaction amount (subject to a minimum of Rs 250) 2.5% of the transaction amount (subject to a minimum of Rs 250)
Late Payment Charges NA NA
Late Payment Fee 30% of the minimum amount ( subject to minimum of Rs 400 and a maximum to Rs 600 per month ) 30% of the minimum amount ( subject to minimum of Rs 400 and a maximum to Rs 600 per month )
Overlimit Charges Rs 500 Rs 500
Maximum Credit Free Period upto 52 days upto 52 days


Please add service tax @ 12.36% to all interest and charges

* For account holder

HSBC Bank Products:


Other banks offering Credit Card
Get Credit Card Offers
A maximum of 5 providers will compete to give you the best rates (Nov 2020)

 

 

 

 
 
 
 
 
 

I authorize the website and its partner providers to call or SMS me in connection with my application & agree to the Privacy Policy and Terms of use