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Date : Aug 13, 2009


I want to take a loan of 10 lakhs against property to start a business.The property is in my father's name and he willing to pledge for me.I am working as a s/w professional with a take home salary of 30,000 per month.My father has taken a loan of 10 lakhs against the property 4 months back and the valuation of the property is 1.6 crores.When i enquired the HDFC personnel regarding the loan he said i need to wait for one more year to avail the loan.Is there any possiblity that i can avail the loan now ? Please respond to this sir


You can get a loan against property based on your income and the value of the property. You can appraoch another bank for a loan if you do not meet the eligibility criteria of a certain bank. Check the LAP comparator.




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