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Date : Apr 23, 2008

Question

Hi, I would like to buy insurance for my following objectives - a. Only son (Age 6 Month) Education b. TERM insurance with critical illness and accident cover c. MediClaim (For Mother and Family) Please advice which is the best policies.

Answer

At Apnainsurance we believe that while term insurance is bought from a life insurance company, critical illness and accident cover should be bought from non-life insurance companies. The premium paid for the non-life policy will be cheaper compared to life insurance.

For your son, we suggest you take health insurance for at least Rs. 50000. Augment that with a term insurance plan for you that will protect your child's education in the event of your passing away.

Mediclaim for Senior Citizens. Please visit their Website for more details.

 

 

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