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Date : Mar 9, 2009

Question

hi i m looking forward to close my car loan by opting for a personal loan i dont know whether i m doing right or wrong pl advise thanx.........

Answer

It is not advisible to take a personal loan to close your car loan because personal loan interest rates are higher compared to car loan. You can instead take a loan against securities to close your car loan. You can a loan against the security of National Savings Certificate, LIC policies or jewellery. However you might want to consider the prepayment penalty to be paid to close the car loan.

 

 

23740

Hello sir, I need of 5 lacs as personal loan, I am working in MNC at Chennai, my take home amou

23738

Hi, I am Sathish from Bangalore (India). I took a Personal loan from HDFC bank on Jan 2009

23725

I am currently serving many personal loans. The total EMI is 46,121 for all. Since I was having

23723

Dear Mr. Harsh, I want to have personal loan of Rs 50000 to pay the credit card bill, but the i

23722

sir, due to job loss i have defaulted my personal loan in citibank-dubai, now they threatning m

23721

i am working in jsw,as your branch is not here so i am intrested in taking personal loan so ple

23720

i want to take personal loan. what is the procedor for take loan.

23718

my salary is 2.52 lacs annum i need a loan of 5 lakhs to buy something i have a max acc. with h

23705

I have taken various (4) personal loans, can I club it and pay single EMI?

23687

I am a Seafarer earning around 1.3 lakhs a month. I managed to get a home loan 3 years back. No

23683

Hi, recently i had applied for a personal loan in a bank. However it got rejected due to my CIB

23649

I am working with Pvt. Ltd. company. I got a quote for personal loan from Axis bank (where my s

23634

Hello Sir, I need INR 8L for a period of 1 month. Is there any bank which offers this kind of s

23627

Hi , This is to inform that i am looking for personal loan. Request to inform how much loan am

23625

hi i want personal loan around 3 to 5 lacs so i am working as diamond labour so i have got cash

23621

Hi, I am in need of personal loan of 4Lakh. I am salaried with large MNC in Delhi. My annual pa

23602

Dear Sir, I am going to marry in November this year. So I m planning to take personal loan of

23597

Hello sir, I am working for Accenture BPO for 6 months,I have 1 yr prior exp Now i m looking f

23591

I want to take personal loan for rs/- 400000 for three years at low intrest rates. my annual in

23584

Dear Harsh Roongta, I am planning to take a personal loan. I am working in a consultancy getti

23583

sir i get loss minimum 5lac rs in my bussiness and i have to pay this amaout in the mkt so pls

23558

my hometake monthly income is 14000 i want loan upto 2lakh from which bank i can get it.

23549

in this site, you mention the list of interest rate provided by the banks. But when we approach

23546

Hi, Im in need of apersonal loan for Rs6000/-.im a salaried employee and getting only a tak

23541

I had taken personal loan from Citifinancial 2 years back but unfortunately 7 to 8 EMIS cheques

23533

hi i have a monthly salary of 26000 and is looking for a perosnal loan of 3lac what is most pre

23510

If I take 300000 with constant interest 14% if then EMI is 6980 upto 5yrs. If I the amount upt

23507

Hi Harsh, I had a personal loan from ICICI and it's completed by Nov '08. In between the paymen

23497

I need a personal loan Rs.600000 for the tenure of 10 yrs.so which bank i shouls contact.

23490

good evening sir, i have taken personal loan from icici bank. i m a govt emp in defence service