Home   >>    Articles   >>    Historical Queries   >>     Personal Loan   >>    21449-personal-loans-running-account-total-EMI-20000-monthly
Get Personal Loan Offers
A maximum of 5 providers will compete to give you the best rates (Oct 2020)

 

 

 

 

 

 

 

 

 

 

I authorize the website and its partner providers to call or SMS me in connection with my application & agree to the Privacy Policy and Terms of use




Search Queries related to...

Did not get what you were looking for? Ask an Expert


Ask An Expert

Date : Mar 29, 2009

Question

I have 5 personal loans running in my account.the total EMI is 20000. My monthly take home salary is 27000.I am now finding it very burdening to pay off the EMIs as i have to give home some money for domestic help. I have 5 different loans from different banks.due to the differential interest rate the EMIs and interest rates are high. pls suggest whatare the options available for me. Pls suggest if i can go to some Trusts who will give me loan and i can repay them back in few years time. Pls let me know if i can Loan Amount Tenure EMI No. of EMI Paid 85000 48 2587 14 30000 30 1700 17 70000 36 2709 6 70000 48 2170 30 20000 36 850 2 (I am not aware of the actual interest rates) I have 2 Credit Cards: Citibank - Total Outstanding is Rs.60,000 ICICI Bank - Total Outstanding is Rs.40,000 My Net Income in hand is Rs.18,750 per month. i have never been a defaulter tilldate and have a clean payment record. pls let me know if you can direct me to some money lender who can give me a loan to consolidate the loan amount and keep only one loan going in my account. regards rakhe.

Answer

Your best bet is to go in for a consolidated loan where one loan will take care of all your loans and you will have to pay only one EMI to one single lender. You can get a consolidated loan based on your income and repayment track record. You can approach any bank for a consolidated loan.

 

 

23925

Hi, I had applied for a personal loan for two times in HDFC bank. It was rejected both the ti

23903

We have taken many personal loans and now we are paying almost 18,000 per month for different p

23896

I have logged in to your site last night for personal loan. i wish to know if state bank of pat

23886

In kuwait any banking company giving personal loan for KD200 salaried people?

23885

Hello Sir, I've applied for 2.5 lakhs personal loan from HDFC Bank. Earliear I had CITI Bank re

23876

Sir, I am a Medical PG student and my stipend is Rs. 16000/- pm. Am i eligible for a personal l

23870

It is possible to restrucutre a personal loan. I have taken Rs 5 lakhs each personal loan from

23865

Normally there is a condition when taking personal loan that the loan shall not be used for inv

23863

I have Citi Bank credit card. I have done settlement with that bank and cleared the total amoun

23861

I am an working in Singapore and I need a personal loan in India. Which bank i should contact f

23844

Hello Sir.Currently I am looking out for loan amount of Rs.3-4 Lacs. Since there was some issue

23840

sir i am Akshay working in dubai i m get monthly 30 to 35 thusand rs salary i need to persona

23838

i need 10 lakhs for starting my business in 3d animation.i have outsource project.how can i get

23835

I am doing hombased job taking data entry subwork, earning 35000 pm,no salary slip, need person

23816

sir, i want 3 lakh personal loan, my take home is 23,500 per month

23782

I have 2 personal loan . Due to some reason I will not be able to pay the EMI for 2-3 month. Bu

23776

I need INR 4L for 2 years as personal loan. Please suggest me the best bank.

23775

hello sir, i am getting 28,000 pm as salary, but in my salary certificate it will be given only

23772

hi am looking for a loan amount of 2lakh indian rupees.am workin in dubai(0559044938) for abt 2

23753

I want to take personal loan fromICICI bank surat.I am salaried employee.Iam staying in company

23740

Hello sir, I need of 5 lacs as personal loan, I am working in MNC at Chennai, my take home amou

23738

Hi, I am Sathish from Bangalore (India). I took a Personal loan from HDFC bank on Jan 2009

23725

I am currently serving many personal loans. The total EMI is 46,121 for all. Since I was having

23723

Dear Mr. Harsh, I want to have personal loan of Rs 50000 to pay the credit card bill, but the i

23722

sir, due to job loss i have defaulted my personal loan in citibank-dubai, now they threatning m

23721

i am working in jsw,as your branch is not here so i am intrested in taking personal loan so ple

23720

i want to take personal loan. what is the procedor for take loan.

23718

my salary is 2.52 lacs annum i need a loan of 5 lakhs to buy something i have a max acc. with h

23705

I have taken various (4) personal loans, can I club it and pay single EMI?

23687

I am a Seafarer earning around 1.3 lakhs a month. I managed to get a home loan 3 years back. No