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Date : Apr 8, 2009

Question

I have 6 years of experience and I have done my PG in Life Sciences. I have a SBI Savings Account. My present CTC is approx Rs.6.50 lacs per annum. The question is that I want to take a personal loan of about 2.50 Lacs and I would be joining a new company wef May 09 where I would be working on consulting basis. Can I avail a loan as a salaried employee or self employed and what are the documents i need to submit to avail such loan. My age is 30 years now.

Answer

You can get a personal loan based on your income, repayment track record and employers profile. But you cannot get a personal loan as a salaried indiviual if you are working on probabtion or as a trainee. You can then apply for a personal loan as self-employed. You might want to know the documents required to apply for a personal loan. You can apply for a personal loan on apnaloan where multiple banks compete for your loan.

 

 

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