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Date : May 29, 2009

Question

Sir i had avialed icici personal loan of 2 lak one year back but i lost all my savings plus loan amount in share market i am having 12 emis sending and i had paid two emis only i an waiting for my wage hike within two months but he i say this to collection agents they are misbehaving what should i do

Answer

You can ask your bank to restructure your loan since you are unable to pay the balance EMIs. But the final decision to restructure your loan remains with the bank. If the bank does not restructure your loan then you have no option but to either pay your EMIs on time or prepay the loan.

 

 

24005

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23962

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23950

i want to take personal loan for Rs 1 lLac,kindly suggest the lowest intrest charging bank

23947

Hi I am working in a private it company and i took loan in hdfc 1.5 years back.. i had 4 chequ

23925

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23903

We have taken many personal loans and now we are paying almost 18,000 per month for different p

23896

I have logged in to your site last night for personal loan. i wish to know if state bank of pat

23886

In kuwait any banking company giving personal loan for KD200 salaried people?

23885

Hello Sir, I've applied for 2.5 lakhs personal loan from HDFC Bank. Earliear I had CITI Bank re

23876

Sir, I am a Medical PG student and my stipend is Rs. 16000/- pm. Am i eligible for a personal l

23870

It is possible to restrucutre a personal loan. I have taken Rs 5 lakhs each personal loan from

23865

Normally there is a condition when taking personal loan that the loan shall not be used for inv

23863

I have Citi Bank credit card. I have done settlement with that bank and cleared the total amoun

23861

I am an working in Singapore and I need a personal loan in India. Which bank i should contact f

23844

Hello Sir.Currently I am looking out for loan amount of Rs.3-4 Lacs. Since there was some issue

23840

sir i am Akshay working in dubai i m get monthly 30 to 35 thusand rs salary i need to persona

23838

i need 10 lakhs for starting my business in 3d animation.i have outsource project.how can i get

23835

I am doing hombased job taking data entry subwork, earning 35000 pm,no salary slip, need person

23816

sir, i want 3 lakh personal loan, my take home is 23,500 per month

23782

I have 2 personal loan . Due to some reason I will not be able to pay the EMI for 2-3 month. Bu

23776

I need INR 4L for 2 years as personal loan. Please suggest me the best bank.

23775

hello sir, i am getting 28,000 pm as salary, but in my salary certificate it will be given only

23772

hi am looking for a loan amount of 2lakh indian rupees.am workin in dubai(0559044938) for abt 2

23753

I want to take personal loan fromICICI bank surat.I am salaried employee.Iam staying in company

23740

Hello sir, I need of 5 lacs as personal loan, I am working in MNC at Chennai, my take home amou

23738

Hi, I am Sathish from Bangalore (India). I took a Personal loan from HDFC bank on Jan 2009

23725

I am currently serving many personal loans. The total EMI is 46,121 for all. Since I was having

23723

Dear Mr. Harsh, I want to have personal loan of Rs 50000 to pay the credit card bill, but the i